Loans
Home Loans: Funds for purchasing or constructing residential property, using the property itself as security. They typically have long tenures (10–25 years) and may offer tax-deductible interest benefits. .
Auto Loans: Financing for new or used vehicles, secured by the vehicle. Interest rates and repayment terms vary based on the borrower’s credit score and loan duration.
Personal Loans: Flexible funds for any personal need—debt consolidation, medical expenses, vacations—offered at fixed interest rates with repayment terms often ranging from 1 to 5 years.
Education Loans: Designed to cover tuition and related expenses for undergraduate, postgraduate, or diploma courses, whether domestic or international. Borrowers must furnish admission proof, and these loans often include lower interest rates plus deferment options during study periods2.
Business Loans: Capital to start or expand a business, available in both secured and unsecured formats. Interest rates vary by lender and borrower profile, with tenures commonly spanning 1 to 5 years.
Professional Loans: Tailored for professionals—doctors, lawyers, chartered accountants—to finance practice setup, equipment purchases, or expansion, featuring competitive interest rates and customized terms.