State Bank of India is India’s largest public sector bank, established in 1955 and headquartered in Mumbai. It operates a network of 22,980 domestic branches and holds a government stake of 57.43%. With total assets of ₹7,444,291 crore and annual revenues of ₹473,378.14 crore, SBI plays a pivotal role in retail and corporate banking across urban and rural India.
Union Bank of India, established in 1919 and headquartered in Mumbai, is a major public sector bank with 74.76% government ownership. It runs 8,649 branches nationwide and manages assets worth ₹1,497,882.42 crore with revenues of ₹97,078.50 crore, serving both individual customers and businesses.
HDFC Bank is a leading private sector bank in India, incorporated in 1994 and based in Mumbai. Known for its digital innovation and customer-centric services, it provides retail and wholesale banking, treasury operations, and wealth management solutions to millions of users
Uttar Pradesh Gramin Bank is a Regional Rural Bank formed in 2010 under the Regional Rural Banks Act. Co-sponsored by Central Bank of India and the Government of Uttar Pradesh, it focuses on financial inclusion by delivering banking services to rural and semi-urban populations.
Central Bank of India is one of the oldest nationalized banks, established in 1911 and headquartered in Mumbai, with 89.27% government shareholding. It operates through 4,552 branches, managing assets of ₹481,186 crore and revenues of ₹25,897.44 crore, and provides commercial banking services nationwide.
Axis Bank is India’s third-largest private sector bank, founded in 1993 and based in Mumbai. It has a network of 5,876 branches and reported total assets of ₹1,656,962.61 crore alongside revenues of ₹137,989 crore, offering a full suite of retail, corporate, and investment banking services.
Punjab National Bank is one of India’s oldest public sector banks, founded in 1894 and headquartered in New Delhi. With government ownership of 70.08% and a branch network of 10,209, PNB holds assets worth ₹1,873,715.18 crore and earns revenues of ₹102,880.50 crore, offering a broad range of banking and financial products.
ICICI Bank Limited is India’s second-largest private sector bank, established in 1994 and headquartered in Mumbai. It delivers a comprehensive range of banking products and financial services to corporate and retail customers through its branch network and digital channels.
The Reserve Bank of India, set up in 1935 under the RBI Act, serves as India’s central bank and monetary authority. It regulates the country’s currency, credit, and banking system, formulates monetary policy, and oversees financial stability and payment systems.
Indian Bank, founded in 1907 and based in Chennai, is a public sector bank with 73.84% government ownership. Operating 5,909 branches across India, it manages assets of ₹895,503 crore and revenues of ₹63,481 crore, and provides commercial and retail banking services.
IDBI Bank began as a development finance institution in 1964 and was converted into a commercial public sector bank. It offers retail and corporate banking, project finance, and treasury services, with a focus on bridging industrial growth and inclusive finance.
Muthoot Finance Ltd. is India’s largest gold-loan non-banking financial company, offering collateral-backed credit solutions primarily through gold jewelry pledges2. Headquartered in Kochi, Kerala, it began as a private limited company on March 14, 1997 and converted into a public limited company on November 18, 2008. Its shares have bee
Muthoot Finance Ltd. is India’s largest gold-loan non-banking financial company, offering collateral-backed credit solutions primarily through gold jewelry pledges2. Headquartered in Kochi, Kerala, it began as a private limited company on March 14, 1997 and converted into a public limited company on November 18, 2008. Its shares have been listed on the BSE and NSE since its initial public offering in 2011
Kotak Mahindra Bank traces its origins to 1985 when it was founded as Kotak Mahindra Finance. It received its banking license in 2003, becoming one of the first non-public sector banks in India. Headquartered in Mumbai, it operates a network of over 1,800 branches and 2,300 ATMs across the country. The bank is known for its strong liabili
Kotak Mahindra Bank traces its origins to 1985 when it was founded as Kotak Mahindra Finance. It received its banking license in 2003, becoming one of the first non-public sector banks in India. Headquartered in Mumbai, it operates a network of over 1,800 branches and 2,300 ATMs across the country. The bank is known for its strong liability franchise, digital innovation in retail banking, and conservative asset-quality profile.
Established in 1994, IndusInd Bank is a Mumbai-based private sector bank that offers commercial, transactional, and electronic banking services. With around 2,000 branches and 2,600 ATMs nationwide, it caters to both retail and corporate clients. The bank emphasizes digital banking solutions, including real-time payment platforms and API-
Established in 1994, IndusInd Bank is a Mumbai-based private sector bank that offers commercial, transactional, and electronic banking services. With around 2,000 branches and 2,600 ATMs nationwide, it caters to both retail and corporate clients. The bank emphasizes digital banking solutions, including real-time payment platforms and API-driven corporate services. Its diverse product portfolio spans consumer loans, trade financing, and treasury operations.
Launched in 2004, Yes Bank positioned itself as a technology-forward private lender specializing in corporate and retail banking. It weathered a governance-driven restructuring in 2020 and has since focused on strengthening its balance sheet and risk management practices. Today, Yes Bank runs about 950 branches and over 1,800 ATMs, emphas
Launched in 2004, Yes Bank positioned itself as a technology-forward private lender specializing in corporate and retail banking. It weathered a governance-driven restructuring in 2020 and has since focused on strengthening its balance sheet and risk management practices. Today, Yes Bank runs about 950 branches and over 1,800 ATMs, emphasizing cash-management solutions and wealth-management services for high-net-worth individuals and mid-corporates.
IDFC First Bank emerged in 2018 from the merger of IDFC Bank and Capital First, combining infrastructure-finance expertise with consumer-finance capabilities. Headquartered in Mumbai, the bank maintains a lean branch network of roughly 560 locations supported by extensive digital channels. It focuses on retail banking, SME lending, and af
IDFC First Bank emerged in 2018 from the merger of IDFC Bank and Capital First, combining infrastructure-finance expertise with consumer-finance capabilities. Headquartered in Mumbai, the bank maintains a lean branch network of roughly 560 locations supported by extensive digital channels. It focuses on retail banking, SME lending, and affordable housing finance, striving for a low-cost deposit base and a granular asset book.
Federal Bank began operations in 1931 in Kerala and has grown into a major private sector bank known for its strong presence in the southern states. Headquartered in Aluva, it operates over 1,400 branches and 1,600 ATMs. The bank is particularly recognized for its remittance services catering to the large non-resident Indian community, ro
Federal Bank began operations in 1931 in Kerala and has grown into a major private sector bank known for its strong presence in the southern states. Headquartered in Aluva, it operates over 1,400 branches and 1,600 ATMs. The bank is particularly recognized for its remittance services catering to the large non-resident Indian community, robust treasury operations, and early adoption of digital-first initiatives.
Originally founded as Ratnakar Bank in 1943, RBL Bank transformed into a full-service private sector bank in the early 21st century. With its head office in Mumbai, it runs around 400 branches and 900 ATMs. The bank’s growth has been driven by retail lending, small-business finance, and strategic partnerships in co-lending and digital eco
Originally founded as Ratnakar Bank in 1943, RBL Bank transformed into a full-service private sector bank in the early 21st century. With its head office in Mumbai, it runs around 400 branches and 900 ATMs. The bank’s growth has been driven by retail lending, small-business finance, and strategic partnerships in co-lending and digital ecosystems, complemented by an agile, technology-driven operating model.
Bandhan Bank evolved from Bandhan Financial Services, which began microfinance operations in 2001. After securing its banking license in 2015, it expanded aggressively into rural and semi-urban India, running over 1,800 branches. Headquartered in Kolkata, it remains committed to financial inclusion, offering micro-loans, affordable housin
Bandhan Bank evolved from Bandhan Financial Services, which began microfinance operations in 2001. After securing its banking license in 2015, it expanded aggressively into rural and semi-urban India, running over 1,800 branches. Headquartered in Kolkata, it remains committed to financial inclusion, offering micro-loans, affordable housing finance, and tailor-made savings products for underserved segments.
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